IMPLEMENTATION OF SCORING IN MICROCREDIT

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Authors:   Solieva Nigora Abdurakhmanovna - undergraduate student of Almaty University of Management

JOURNAL NUMBER: 1(60). YEAR OF ISSUE2022. LANGUAGE OF THE ARTICLE: Russian

 

ANNOTATION

Credit is the backbone of the modern economy and is an integral part of economic development. It is used by both large enterprises and associations, as well as small industrial, agricultural and trade structures. Income from credit operations is the main source of profit for banks. However, non-repayment of loans can lead to bankruptcy. For a reasonable selection of a loan product for each client and timely recognition of a problem borrower, the article proposes a scoring method.

 

KEY WORDS

scoring, microcrediting, borrower, bankruptcies, microfinance, credit organizations.